NAA Five, for the Week Ending December 19th, 2025

Date postedDecember 19, 2025
GIAA Resources, News,
View in Browser
NAAHQ // Dec 19, 2025
NAA
 
NAA FIVE
A weekly digest of key rental housing news and takeaways
prepared exclusively for NAA’s leadership
 

The Big Picture: HUD has increased FHA and HECM loan limits for 2026. The U.S. housing market next year could be more affordable. AI continues to evolve in the housing market. 
This week’s top stories
What We're Advocating

Disparate Impact Rule: The U.S. Department of Justice (DOJ) published its final rule removing disparate-impact liability under Title VI of the Civil Rights Act of 1964. The rule rescinds those portions of the [Title VI] regulations that prohibit conduct having a disparate impact, now only prohibiting intentionally discriminatory conduct. Learn more. 
What We're Saying

Bipartisan Housing Package: This week, the U.S. House Financial Services Committee advanced the Housing for the 21st Century Act, a housing package that includes bipartisan bills to resolve longstanding affordability challenges. The Committee also advanced the Respect State Housing Laws Act, legislation that would eliminate any ambiguity that the federal CARES Act notice requirement ended in 2020. Read more.

Deeper Dive: NAA’s Owen Caine shared with Multi-Housing News that the “historic legislative package outlines several provisions that provide immediate relief for families while also establishing a strong foundation to expand housing supply in the years to come.” Read more. 
What We're Doing

2026 Market Outlook: As 2025 comes to a close, NAA has compiled insights on trends for the upcoming year, including macroeconomic conditions, economic risks, uncertainties and more. Read more on the factors affecting the rental housing industry. 
What We're Hearing

Affordable Housing: “The U.S. housing market is entering a new era. After four years of slow sales, rising prices and relentless affordability challenges, we’re finally seeing conditions shift in favor of buyers. The newly released 2026 Compass Intelligence Housing Market Outlook, details how affordability is set to improve gradually over the coming year.” (HousingWire) 

Loan Limits: The U.S. Department of Housing & Urban Development (HUD) has announced updated loan limits for calendar year 2026 under the Federal Housing Administration’s (FHA) Single Family Title II forward and Home Equity Conversion Mortgage (HECM) programs, reflecting ongoing increases in home prices nationally. (National Mortgage Professional) 

Categories

Most Recent Posts