NAA Five, for the Week Ending October 31st, 2025

Date postedOctober 31, 2025
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NAAHQ // oct. 31, 2025
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NAA FIVE
A weekly digest of key rental housing news and takeaways
prepared exclusively for NAA’s leadership
 

The Big Picture: The government shutdown enters its fifth week. A housing-retail plan in D.C. leads to outrage after changing to industrial use. San Diego has an ordinance in progress that could eliminate pet fees and trash collection fees.   
This week’s top stories
What We're Advocating

Government Shutdown: As the government shutdown enters its fifth week, NAA is monitoring several continuous impacts and sharing industry resources such as sample communications for property managers and affected residents. View the resources and learn more. 

The Latest: The National Flood Insurance Program (NFIP) faces impacts. Though existing policies remain active, any changes, new policies and more cannot be implemented. Borrowing power has also been limited amid hurricane season. Read the latest. 
What We're Saying

Interest Rates: After the Federal Reserve cut fund rates by 25 basis points, NAA’s Vice President of Research George Ratiu says, “for real estate markets, the FOMC decision has a smaller immediate impact, since mortgage rates are longer term and more closely tied to the 10-year Treasury. As the Treasury yield has been dropping, mortgage rate have also declined, with the Freddie Mac 30-year fixed rate sliding from 6.6% during the summer to 6.19% last week.” Learn more. 

 
What We're Doing

CARES Act: Fannie Mae and Freddie Mac (the Enterprises) are no longer enforcing compliance with the CARES Act 30-day notice requirement for covered housing. Read the latest.  

Trade Show Executive Gold 100 Award: NAA is proud to announce that 2024 Apartmentalize has been honored on the Trade Show Executive Gold 100 list! This award recognizes the best trade shows around the nation and gives organizations an opportunity to showcase their well-deserved achievements. Learn more. 
What We're Hearing

Government Shutdown: “Americans worried that the U.S. government shutdown could derail their plans to take out a mortgage or refinance their home loan can breathe easy — mostly. Housing experts says lenders will continue processing mortgages as usual even if federal agencies close shop, while noting that a shutdown could lead to hitches for borrowers applying for government-backed loans.” (CBS News) 

Fees: “A proposed ordinance from two San Diego politicians would stop landlords from charging renters ‘junk fees’ that include paying extra for pets and marking up trash collection, as well as offer other protections.” (The San Diego Union-Tribune) 

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